Poverty Is Not Just About Income: Who Controls the Assets?
Why women’s land ownership matters for economic empowerment in rural Indonesia Discussion on poverty reduction often focus on income, education, and employment. These are important, but another question deserves equal attention: who owns and controls the assets that generate economic security? For rural households, land is more than a place to live or grow crops. It can serve as collateral for loans, support agricultural production, and provide financial security during difficult times. Yet access to this important resource remains unequal between men and women in Indonesia. The gender gap in land ownership Data from Indonesia’s National Land Agency shows that women own only 24.2% of registered land. The imbalance is also visible in housing finance. Between 2020 and 2024, men accounted for 67.5% of the reported 173,476 mortgage units, while women accounted for 32.5%. The situation contrasts with New Zealand, where women are now more likely than men to own homes in several age groups be...