UN-Habitat: Seven Ways to Create More Affordable Housing

This post is from UN-Habitat (United Nations Human Settlements Programme). From land reform to community-led housing, there are several key ways to create more affordable housing where it is most needed. One approach is through smarter policy and planning. National Urban Policies can align housing strategies with broader urban, social, and climate goals. Land use reform can give low-income families access to well-located plots, not just the urban periphery. Inclusionary zoning laws can also play a critical role by requiring new developments to reserve a portion of units for affordable housing. Financing models are another essential element. Public–private partnerships can attract private investment by offering incentives such as tax breaks or streamlined permitting processes. Housing funds and rent-to-own schemes can make homes more accessible for vulnerable groups, while climate finance and blended models can ensure that housing is both affordable and resilient. Microfinance and ...